Truck Loan
Get the Truck your business needs, don’t delay
FnB Finance Loans understands how hard it is for companies and business owners in Australia to grow and expand whilst not putting huge pressure on monthly expenses. Whilst we are based in Western Australia we help clients Australia wide. Whether your company needs a new truck to add to the fleet, or you’re a small start-up needing your first truck, Yes Loans will get the fastest, most competitive truck finance for you in Perth. FnB Finance Loans promises our business clients economical rates, with fast, efficient service – let us take care of your truck loan finance application today so that you can focus on driving your business forward.
We offer a wide range of truck loan options to choose from:
Truck Leasing
If you’re a company, sole-trader, or individual who cannot afford to outlay the full amount to purchase a truck outright, then truck leasing might be a great option to consider. With truck leasing, you will have full daily use of the truck and would pay a monthly lease to the financier. Once the lease is complete, you would have first option to pay a residual value (or final instalment) and take ownership of the vehicle, re-finance the residual and continue the lease, or trade it in. The lease payment is tax deductible (please check with your accountant or financial adviser). You do not get to claim depreciation and you pay GST on each lease payment.
Hire Purchase
In this option, a loan provider would purchase the truck on you or your company’s behalf, and then hire the truck out to you or your company, for a contractually agreed fee each month. You would be able to take full ownership of the truck once the final payment, according to the payment plan originally agreed, has been paid.
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